Manipal Health Insurance Company Ltd launched its new product called Manipal Health Insurances – a comprehensive and trusted medical insurance premium policy aimed at providing protection to its policyholders for a lifetime. Manipal is one of the pioneers in the medical insurance section with a wide variety of plans at different cost sheets. Even though it’s a relatively new entrant in the domain, they have managed to capture the attention of the masses due to their offerings and benefits.
What exactly is Manipal Health Insurance?
Manipal Health Insurance is a comprehensive medical insurance policy developed by Manipal Health Insurances Company Ltd. This policy provides complete financial aid to its policyholders in case of a hospitalization. It covers all medical expenses related to hospitalization and treatment expenses, regardless of where it is done. Manipal Health Insurance provides protection to the policyholders throughout their life and also covers medical expenses of their family as well. The policy also provides a wide range of options and benefits, so that customers may choose the plan most suitable according to their needs and budget.
Benefits of Manipal Health Insurance
There are many benefits associated with Manipal Health Insurance. First of all, it provides a variety of plans to choose from so that customers can choose the one that best suits their needs and budget. Manipal Health Insurance also acts as a shield for its customers, protecting them from any financial losses incurred from hospitalization or medical treatment. With its cashless hospitalization benefits, customers can avail of services from any of the network hospitals without having to worry about paying for their treatment. It also ensures that customers get reimbursement for medical expenses faced even if they are not hospitalized.
Manipal health insurance premiums
Manipal Health Insurances offers its customers a variety of plans to choose from, so that they can select the ones that best suit their requirements. These plans come in different premium slabs, so that customers can choose one as per their budget. Some of the plans by Manipal Health Insurance start from as low as ₹ 5,000 per annum, making them pocket-friendly a lot of people.
Features of Manipal Health Insurance
Manipal Health Insurance offers its customers several features, making it one of the most comprehensive insurance policies in the market.
- Cashless Care: Manipal Health Insurances provides cashless healthcare facility to its customers, allowing them to avail of services from any of the network hospitals without any financial worries.
- Claim Settlement: Manipal Health Insurances understands the importance of emergency situations. Hence, it offers quick claims settlement, so that the customer gets the financial aid they need without any further delay.
- Tax Benefits: Customers can avail of tax-saving benefits by opting for Manipal Health Insurance.
- Emergency Cover: All plans provide emergency hospitalization cover, whether the customer is hospitalized, or is simply facing a medical emergency.
- Benefits for Dependents: Manipal Health Insurance provides cover for family membersin case of any medical emergency.
Manipal Health Insurance Plan
Manipal also offers its customers a variety of medical insurance premium plans to choose from, depending on their requirements. These plans are designed to meet the customer’s different needs and offer protection against medical risks.
- Premium Hospital Care Plan: This plan is specially designed to provide protection to individuals against all hospitalization expenses, including pre and post hospitalization expenses.
- Family First Plan: This plan offers cover for the entire family under one policy. It provides financial support in case of any medical emergency from any of the network hospitals listed in the policy.
- Silver Plan: This plan provides health insurance benefits at an affordable premium and financial support in case of any medical emergency.
Features of Manipal Insurance Plan
Manipal Insurance plans come with a range of features and benefits to meet the customer’s various needs. Here are some of the features of Manipal Insurance plans:
- Coverage: Manipal Insurance plans provide coverage against hospitalization expenses due to any medical emergency or disease.
- No Sub-Limits: Manipal Insurance plans do not have any sub-limits and provide coverage for any hospitalization expenses with no upper cap.
- Cashless Facility: Manipal Insurance plans provide customers with the facility of cashless hospitalization from any network hospital.
- Tax Benefit: Customers can avail tax benefit under Section 80D of the Income Tax Act when they opt for a Manipal Insurance plan.
Advantages of Manipal Health Insurance
Manipal Health Insurance is one of the most beneficial insurance policies in the market. Here are some of the advantages of opting for Manipal Health Insurances:
- Pocket-friendly: Manipal Health Insurances premiums are affordable and can be easily rated as per the customer’s budget and requirement.
- Comprehensive coverage: Manipal Health Insurances plans provide financial and medical protection to the policyholder throughout their lives.
- Variety of plans: Manipal Health Insurances offers a variety of plans to choose from, so that customers can pick the one that best suits their needs.
- Tax Benefits: Customers can avail of tax savings when they choose Manipal Health Insurance.
- Wide Coverage: Manipal Health Insurance covers pre and post hospitalization expenses, making it one of the most comprehensive coverage plans in the market.
Cashless Care
Manipal Health Insurances also provides its customers with the facility of cashless hospitalization from any network hospital listed in its policy. This allows policyholders to avail of services at any network hospital without worrying about paying for their treatment.
Conclusion
Manipal Health Insurances is a comprehensive medical insurance policy that provides financial security and protection to its policyholders throughout their lifetimes. This policy offers its customers a variety of plans and premiums to choose from, so that they can select the one that best suits their needs and budget. The policy also provides features like cashless care, claim settlement, tax benefits, and emergency cover, making it one of the most comprehensive and trusted insurance policies in the market.
